News and Insights

In 2025, Allard, Allard & Associés reached an important milestone, marking 30 years of disciplined portfolio management and a constant alignment with the interests of its clients.

When talking about risks related to financial markets, we usually think of volatility (standard deviation). Yet for many investors, the most concerning risk may be something entirely different: the risk of living longer than expected and depleting their retirement savings.

Since our beginnings in 1995, investing in equities has proven highly profitable for investors. Over this 30-year period, Canadian and U.S. stock markets have delivered total returns of approximately 1,100% (8.7% annually) and 1,950% (10.4% annually in USD), respectively.

Being better invested implies having a thorough understanding of what constitutes a quality investment. Quality is an essential concept that should be part of every investor's investment process.

The First Home Savings Account (FHSA) was first introduced in the 2022 federal budget. Since then, investment firms have adjusted to be able to offer this new investment account to their clients. Below we summarize the main points of this new savings vehicle.

A speculative bubble is defined as a significant, growing, and persistent gap between the price of an asset and its intrinsic value. This gap is fueled by the belief that the asset's price will continue to rise in the future, rather than by its actual worth.

The capital gain tax inclusion rate is set to increase for the first time in 34 years, a reform that will impact corporations and individuals holding taxable accounts.

In this article from the Les Affaires newspaper, Alexandre Legault discusses the importance of diversifying one's portfolio by targeting international markets.

In this article from the Les Affaires newspaper, Andrew Kost and Alexandre Legault address the question: do wealth management and artificial intelligence mix well together?

In this article from the Les Affaires newspaper, Andrew Kost reviews Samuel Bédard's portfolio.